STATED INCOME COMMERCIAL REAL ESTATE

Are you interested in accessing the equity in your property? Are you looking to purchase real estate but don’t want to apply for a mortgage? The solution may be a stated income commercial real estate loan from Commercial Loan Solutions.

How Stated Income Loans Work

Unlike a mortgage or home equity loan, stated income commercial real estate financing primarily relies on the property’s value, not your financial statements. As long as the real estate in question meets our qualifications, you can be approved, even if your credit history is less than stellar.

What You Need To Qualify

The property’s value needs to cover several things:

• The loan amount
• Taxes
• Insurance

Additionally, we ask for a credit score of at least 600. If you’re looking for an LTV of 75%, you’ll need a credit score of at least 700. We also require proof of employment, such as self-employment documentation or a W-2.

How You Can Benefit

So, why choose a stated income commercial real estate loan over traditional financing? First, it’s less work to apply since you don’t have to collect a pile of paperwork. Second, because there’s less red tape, the approval process is much faster than a mortgage’s.

Additionally, you can use the funds to purchase a variety of property types:

• Multifamily housing
• Mixed-use real estate
• Offices
• Warehouses

If you’re accessing equity, the flexibility is even greater, as you can use the funds as you see fit.

Who Should Apply

Commercial Loan Solutions is proud to work with companies in a variety of industries. Even if you’ve been turned down for loans in the past, you may still be eligible for stated income financing.

How To Submit an Application

Submitting an application is simple when you contact Commercial Loan Solutions. Our friendly financial experts are happy to guide you through the process and answer any questions you may have. To get started, reach out today.Are you interested in accessing the equity in your property? Are you looking to purchase real estate but don’t want to apply for a mortgage? The solution may be a stated income commercial real estate loan from Commercial Loan Solutions.

How Stated Income Loans Work

Unlike a mortgage or home equity loan, stated income commercial real estate financing primarily relies on the property’s value, not your financial statements. As long as the real estate in question meets our qualifications, you can be approved, even if your credit history is less than stellar.

What You Need To Qualify

The property’s value needs to cover several things:

• The loan amount
• Taxes
• Insurance

Additionally, we ask for a credit score of at least 600. If you’re looking for an LTV of 75%, you’ll need a credit score of at least 700. We also require proof of employment, such as self-employment documentation or a W-2.

How You Can Benefit

So, why choose a stated income commercial real estate loan over traditional financing? First, it’s less work to apply since you don’t have to collect a pile of paperwork. Second, because there’s less red tape, the approval process is much faster than a mortgage’s.

Additionally, you can use the funds to purchase a variety of property types:

• Multifamily housing
• Mixed-use real estate
• Offices
• Warehouses

If you’re accessing equity, the flexibility is even greater, as you can use the funds as you see fit.

Who Should Apply

Commercial Loan Solutions is proud to work with companies in a variety of industries. Even if you’ve been turned down for loans in the past, you may still be eligible for stated income financing.

How To Submit an Application

Submitting an application is simple when you contact Commercial Loan Solutions. Our friendly financial experts are happy to guide you through the process and answer any questions you may have. To get started, reach out today.